Easy to Get a Deal at Audi
- #1
Good evening guys,
I was just wondering if one of you could help me out
Im wishing to purchase the new Audi A3 on PCP. I was wondering how hard it is to get approved with Audi and do they take notice to if you can provide a guarantor on the finance?
Regards
- #3
Blaze1man - do you have any specific concerns ? I agree with the comment above normally pcp finance is easy to get. Particularly compared with classic unsecured credit like loans and credit cards - the banks are still quite fussy on those. I have been refused for several loans and credit cards or offered stupid high rates and I have a good record. Had no problem in the audi dealer they asked very few questions and it got approved quickly and I have moved house and changed jobs in the last year which can affect these things. Hope this helps.
- #6
It's very very easy I found. 
They couldn't give me finance quick enough lol
Sean
- #10
Try these peeps:
Autobuddy New Cars Homepage
Ordered a 1.8t S-line through them. Coming in almost £100/month cheaper than Audi Finance. Used them for 4 cars now.
- #11
Thanks for the response guys really appreciate it.
I dont have any specific concerns just REALLY wants an Audi and never seem to have much luck with banks. So was just wondering how hard it was!! If you guys said it was really hard then that would kill my dreams haha
- #12
It's very easy!
I was 19 at the time and went in to buy an 8V, Had a sizeable deposit mind.
- #13
It's very easy!
I was 19 at the time and went in to buy an 8V, Had a sizeable deposit mind.
Cotball what was the price of the car you were buying and if you dont mind me asking how much did you have to put down as a deposit?
- #14
My A3 was £29800 If I remember correctly.
I traded my old A3 and got 6k as the deposit which they approved me for but I then paid off another 4k as I wanted to keep the monthly payment low.
I think they don't really need a large deposit from most people, I'm sure I could have got away with 3-4k but then you are faced with near on £500 monthly payment instead of just over £300 which I have now.
- #15
Argh ok yeah it was quite a sizeable deposit!! haha!! However the A3 I was looking at once done up would be about £27000 so if I can put down a similar amount in deposit then the repayments would be similar which is good to know also! I didnt really want to spend more then £300 a month too
- #18
That's not quite true. Most of my A3s I owned for between 2.5 and 3 years and with the good trade-in I get from my dealer plus the £2-3K I get in discount I normally 'loose' around 17-18% per year in depreciation. On the the last A3 I changed that worked out to be £3,800 per year. To a company car driver that may seem a lot of money, but to me it's money I am happy to spend for a year's enjoyment of driving a less than 3 year old Audi A3. Being retired I am no longer saving up for anything in particular, I don't have any children to leave my money to and with a good pension it is an amount I'm more than happy to spend. Personally I cannot think of anything else I would rather spend my money on. My wife has the same view and hence drives a new Audi A1.
The eight A3s since April 1998 is slight skewed by the fact that number 8 is my current car which is one year old and I will keep for another around 2 years and one 2003 Audi A3 1.8T Sport which I only owned for 12 days. It was a model with much harder Sport suspension which my wife and myself thought was horrible so we changed it for a similar 1.8T demonstrator with the normal suspension and the change cost me less than £500. I also changed number four a bit earlier (1.5 years) to buy the 8P model and again only only lost 17% on that change as well.
The longest I owned any car was my Volkswagen Golf 2.8 VR6 which was a super car, but when I wanted to change it for another one after 3 years Volkswagen had stopped making them so I kept my existing one for another year and then purchased my first Audi A3 1.8T Sport. Interestingly from the VR6 onwards all my cars have been Silver and all had the same registration number - boring to some!!
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- #19
I assumed a change every 18 months or so. Every two years isn't bad really.
I tend to depreciate my cars at a rate I can afford from new and change providing I can realise a trade in value in line with my predictions (god, I sound like an accountant.... I'm not though, honest). I also get bored very easily.
Over the last few cars, I've been guilty of squandering a few quid I guess. This one will be my seventh car in eight years.
Audi TT - sold after 9 months due to pregnancy (not mine to hasten to add)
A3 - kept for 4 weeks (didn't like sport spec, swapped out for S-Line)
A3 - kept for 2 yrs 6 months (offered deal I couldn't refuse)
S3 - kept for 18 months (fed up with putting toddler in back seat.... Argh... back ache)
Golf GT Sport - kept for 2 yrs (kept with S3 for a while until sold, then got very bored)
A4 S-Line - currently coming up to 3 yrs (tied myself into lease to stop changing so often... vowed never to do it again)
I'll probably own the new A3 for 18 months to 2 years before upgrading to S3 Sportback, Golf GTi or black edition 180ps when it inevitably arrives. The way I look at it (or rather justify it to the wife) is that I could spend twice as much and keep the car for three years and it would cost more long-term! I seriously considered the A7 Sportback, but just didn't need a car that big.
Thanks for making me think how much I've spent.... off to cry myself to sleep now.... 
Apologies for :sign_ot:
Source: https://www.audi-sport.net/xf/threads/how-hard-is-it-to-get-approved-for-audi-finance.179964/
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